• Your LOS has 300 integrations. That’s the problem.,Daniel Gottesmann

    Your LOS has 300 integrations. That’s the problem.

    For years, the mortgage industry wore integrations like a badge of honor. Legacy loan origination systems have hundreds of them, connecting to every vendor, service provider and data source imaginable. The more, the merrier. Sounds impressive? Look closer. Think about the incentives. For a service p

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  • Housing demand stays firm, pushing inventory close to negative YOY,Logan Mohtashami

    Housing demand stays firm, pushing inventory close to negative YOY

    It’s been a day full of news about a possible peace deal with Iran, which would be great news for housing. However, even though mortgage rates have risen due to the conflict lasting longer than anyone initially thought, housing demand has held up, and housing inventory is now on the verge of going n

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  • As HEI regulations expand, states debate loan classification,Sarah Wolak

    As HEI regulations expand, states debate loan classification

    As states take varying approaches to regulating home equity investment (HEI) products, the industry faces an increasingly fragmented legal landscape shaped by consumer protection concerns and uncertainty over whether the products should be treated as mortgage loans. Under an HEI, homeowners receive

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