• Unlock agrees to restitution, compliance with Colorado laws on home equity agreements,Neil Pierson, HousingWire Automation

    Unlock agrees to restitution, compliance with Colorado laws on home equity agreements

    Unlock Partnership Solutions Inc., dba Unlock Technologies, has agreed to treat its home equity agreements (HEAs) as consumer credit under Colorado law, pay restitution to affected homeowners, and meet state licensing and disclosure rules, the Colorado attorney general’s office announced June 24. Th

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  • Now’s the time: Market forces and AI align to make property management an appealing option for brokers,Vanessa Anderson

    Now’s the time: Market forces and AI align to make property management an appealing option for brokers

    The residential real estate market today is fundamentally different than just a few years ago. In April, 5.8% of homes were taken off the market, reaching delisting rates not seen since March 2020. Plus, economic uncertainty and rising inflation have made generating sufficient income a challenge for

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  • The other half of the lake: Why lifecycle lending is becoming mortgages’ next growth strategy,Finance of America

    The other half of the lake: Why lifecycle lending is becoming mortgages’ next growth strategy

    Loan originator pipeline growth has followed a familiar formula: originate a purchase loan, capture a refinance when rates fall and hope the borrower returns for their next home purchase. But in today’s housing market, that model is producing fewer opportunities. Purchase volume remains constrained,

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